An aggrieved person is required to send a legal notice within 30 days from the date of cheque bounce,
In case the aggrieved person gets a positive reply to the notice or get the full default payment of cheque amount back within 15 days (Waiting Period) of receipt of such notice then there is no further action required,
However in case the defaulter fails to reply positively or fails to pay the full default amount back to the aggrieved party within 15 days of receipt of the notice, then the aggrieved party is required to file a complaint under Section 138 of Negotiable Instruments Act 1881 before the concerned Judicial Magistrate within 30 days from the end of 15 days of Waiting Period,
A magistrate may admit the complaint on verification of required documents.
Thereafter, Magistrate issues Notice to the Defaulter to be present for the hearing,
After due procedure and based on the evidence produced by the aggrieved party, in case the Magistrate comes to the opinion that the complaint filed by the aggrieved party is genuine the Magistrate will pass final order requiring defaulter to pay the cheque amount and fine up to double the cheque amount and may also sentence the defaulter with simple imprisonment.
